Saturday, July 30, 2011

Opportunity Cost: DSLR atau Motorsikal





"Opportunity cost is the cost of any activity measured in terms of the best alternative forgone. It is the sacrifice related to the second best choice available to someone who has picked among several mutually exclusive choices. " 



"Opportunity cost," itulah teori yg dipelajari  dalam subjek ekonomi semasa aku belajar IB di KMB suatu masa dahulu. Kini teori ini adalah praktikal dalam menerangkan situasi yg aku hadapi sekarang. Dengan jumlah duit yg limited aku hanya mampu memilih salah satu antara Nikon DSLR ataupun sebuah motorsikal. Bagi aku sebuah motorsikal itu lebih penting daripada memiliki sebuah DSLR jadi keputusanya "my best alternative forgone is DSLR." Sedikit sedih kerana dah berangan-angan and termimpi-mimpi memiliki sebuah DSLR, namun begitu aku yakin Tuhan ada perancangan yg lebih baik ^^. 


Dalam situasi sekarang nie, baru aku sedar betapa pentingnya memiliki "financial freedom" bagi mengatasi masalah ini. Chop2...apa itu "financial freedom dan bagaimana ia dapat mengatasi masalah "opportunity cost" ini ? Hmm...Sekiranya kita mendefinisikannya satu persatu, financial (kewangan) bermaksud wang manakala freedom (Kebebasan) bermaksud boleh melakukan apa-apa sahaja. Oleh itu, financial freedom (kebebasan kewangan) bermaksud kebolehupayaan seseorang untuk membelanjakan wang yg dimiliki tanpa apa-apa sekatan atau dalam kata lain; kebebasan menggunakan wang ^_^. Well, the people with financial freedom still have income that is enough to cover their expenses for their remaining life although they are not working anymore. 


Pergh!!! Sape tak nak "financial freedom" nie...Seriously, I need to have it by hook or by crook, but first I need to plan on how to get it intelligently. Well, there are actually a few simple steps to follow and they are: 


The steps to financial freedom is clear and obvious but few can make it. Most of us fail at the first step which is ‘saving’. We need to save in order to invest!!! Invest in what? In business laa...Business ape? (Well, that's a long way to go and I'm not good enough to explain it). Then, from investing, we will get profit. Once the profit we have from investing is enough for us to cover the living expenses, we can retired from work. From this point, we can say that we have achieved "financial freedom". It happen when we still have income (that are enough to cover our living expenses) even though we do not work. ^_^


Therefore, in the near future, InsyaAllah we will never be in dilemma due to "Opportunity Cost." So, start today because it's never too late.


2 comments:

  1. well, that's a really interesting info up there.
    and i think DSLR can wait! hahha =P

    besides that(very poor transition over here~ huu), whenever i have dilemma in deciding which one should i choose i'll always make myself to think about these:

    1. is it REALLY necessary?
    2. can i live at my best without having it for now?
    3. etc

    well, i (sometimes) need these question to control/limit the flow of my duit yang tak seberapa itu. sometimes, we (most people) tend to spend our money over things yang tak berapa perlu pun. bukan ke lebih afdhal sedekah dan save it for future use? hahha

    that's my opinion though..we people think/view matters with different perspectives. so yeah, that's that. =)

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  2. Thank you Katak. Yup, I realize that there are a few crucial factors that we need to consider before making a decision. So, that we won't regret of our choice in the future. Nway, I'll take the opinion above as advice for me.

    Ps: DSLR can wait ^^ =P

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